Mortgage Information

If you're like most buyers, a home is the most expensive purchase you'll ever make, and you'll probably need some form of financing.

 

There are many lending institutions that offer a variety of mortgage products. Financing options and rates can vary widely, so it is important to do your research and shop around to ensure you get the mortgage that best meets your needs at the best price.

Mortgage lending is a matter of particular pride and a driving principle in HomeTown Bank’s founding. Having had over 20 years of finance and lending experience, Joanne Polly represents HomeTown Bank as their Senior Mortgage Loan Officer. HomeTown Bank has some of the best mortgage plans and rates found nationwide to help those people moving in to Roanoke, as well as folks here in the Valley who own their homes and who are ready to move up to their dream home.  From first time homebuyers all the way through refinances, second homes and investment property purchases, Joanne works with you as your mortgage partner. A further enhancement of mortgage loans at HomeTown Bank is the ability to make loans work out of the normal box situations through in-house bank products geared to the individual’s needs. Equity lines and bridge loans are a part of the array of products offered.  Contact Joanne for a quick response to your request!                                 

 

jpolly@hometownbankva.com

www.hometownbankva.com

 

 

Mortgage Qualification Calculator

This calculator will help you determine how much money you qualify to borrow. The results are informal. You will be subject to a credit approval from your financial institution taking into consideration existing debt load, amount of down payment, income and other variables.

Mortgage Payment Calculator & Amortization Table

This calculator will help you determine what your mortgage payments will be based on purchase price, interest rate and mortgage term, as well as other factors. The amortization table shows what the interest and principal payments will be over the term of the mortgage.